Prepare yourself for a prosperous new year by creating a talisman to carry with you in your purse, your backpack, or even your pocket. First, wrap a dollar bill around a small cinnamon stick. As you wrap it, chant three times:

Let my assets multiply—
all my needs be met.

Burn clove incense. Pass the bundle through the smoke several times and chant three times:

Bring abundance to my life,
as much as I can get.

As the incense burns, visualize the abundance you desire and deserve. Keep the talisman with you as often as possible. When you have more than enough, remember to share with others by giving something back.